Benjamin Graham - Investment Quotes

hi, if you find this massage is interesting, share with your friends * You are neither right nor wrong because the crowd disagrees with you. You are right because your data and reasoning are right." Investing and Emotions * "Individuals who cannot master their emotions are ill-suited to profit from the investment process." * "Most of the time common stocks are subject to irrational and excessive price fluctuations in both directions as the consequence of the ingrained tendency of most people to speculate or gamble...to give way to hope, fear and greed." Sense of Humour * Warren Buffett, story from Benjamin Graham: A story that was passed down from Ben Graham illustrates the lemminglike behavior of the crowd: "Let me tell you the story of the oil prospector who met St. Peter at the Pearly Gates. When told his occupation, St. Peter said, “Oh, I’m really sorry. You seem to meet all the tests to get into heaven. But we’ve got a terrible problem. See that pen over there? That’s where we keep the oil prospectors waiting to get into heaven. And it’s filled—we haven’t got room for even one more.” The oil prospector thought for a minute and said, “Would you mind if I just said four words to those folks?” “I can’t see any harm in that,” said St. Pete. So the old-timer cupped his hands and yelled out, “Oil discovered in hell!” Immediately, the oil prospectors wrenched the lock off the door of the pen and out they flew, flapping their wings as hard as they could for the lower regions. “You know, that’s a pretty good trick,” St. Pete said. “Move in. The place is yours. You’ve got plenty of room.” The old fellow scratched his head and said, “No. If you don’t mind, I think I’ll go along with the rest of ’em. There may be some truth to that rumor after all."

Warren Buffet's Secrets of Sucess

hi, if you find this massage is interesting, share with your friends Warren Buffet's Secrets of Sucess 'Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it.' • 'The investor of today does not profit from yesterday's growth.' • 'Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars.' • 'I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years.' • 'I don't look to jump over 7-foot bars: I look around for 1-foot bars that I can step over.' • 'I always knew I was going to be rich. I don't think I ever doubted it for a minute.' • 'We enjoy the process far more than the proceeds.' • 'You do things when the opportunities come along. I've had periods in my life when I've had a bundle of ideas come along, and I've had long dry spells. If I get an idea next week, I'll do something. If not, I won't do a damn thing.' • 'I buy expensive suits. They just look cheap on me.' • 'Let blockheads read what blockheads wrote.' • 'I do not like debt and do not like to invest in companies that have too much debt, particularly long-term debt. With long-term debt, increases in interest rates can drastically affect company profits and make future cash flows less predictable.' • 'My grandfather would sell me Wrigley's chewing gum and I would go door to door around my neighbourhood selling it. He also sold me a Coca-Cola for a quarter and I would sell it for a nickel each in the neighbourhood, so I made a small profit. I was always trying to do something like this.' • 'A public-opinion poll is no substitute for thought.'

The silent army

hi, if you find this massage is interesting, share with your friends There are more than 1 million Non Profit Organisations (NPOs) currently operating in this country. The majority are based or focused on rural India. More than 20 million people are actively engaged with these NPOs. Only a fifth of this workforce is on a paid basis! These organizations are active in a number of areas that include community service, education, sport and health to name a few. What fascinates me is that more than 40 % of Indian households give; many of these being in rural areas or from the lower income groups. The problems we are faced with are mammoth. A large part of our billion plus population consumes less than a US Dollar a day. Levels of literacy though improving still leave much to be desired - we have the unfortunate distinction of having amongst the lowest levels of female literacy in Asia. I could go on but wouldn't be telling you anything you don't already know. This paper is simply an appeal. It is a request to all of us who have a little more than the average to actively engage in giving back. There are many ways to do so. But it is important for each of us to develop a social mission so that capability, skill and resource can be best utilized. This is something the corporate sector can lead. In fact, some companies already do this well. They have clearly articulated their areas of focus. Quite often this is complimentary to their core business; and that is a good thing. It enables them to leverage existing assets, which in turn ensures an efficient program. Many companies encourage their employees to engage in social programs - these could range from company sponsored projects or simple payroll giving to approved charities with a matching contribution by the employer. Increasingly, activity of this nature is an important attribute that appeals to people looking for jobs. A big benefit of this is the impact on employees. There are many examples of great giving habits that people have formed at the workplace that have then influenced their actions in other arenas. Many of the NPOs operating today are unregistered and small. They have limited access to talent with proven business acumen and leadership. They are ploughing ahead despite these handicaps often driven by the sheer energy and will of their founder members. These NPOs could do with help and it's not just money. They need people who can bring diverse skills beyond what the original promoters may possess. There is much that isn't shining in our country. And we don't need the metrics of shame that talk of extreme poverty or of child mortality to galvanise us into action. Look around and there is a cause to fight for - the young ball picker at the tennis club who doesn't go to school or in the neighbourhood, the mistreated domestic worker. There is a silent army out there. These are folks like you and me. They are fighting a tremendous battle every day. This is a call to sign up.

5 Little Known Female Orgasm Secrets

hi, if you find this massage is interesting, share with your friends Sex Tips & Advice - 5 Little Known Female Orgasm Secrets Pages: 1 2 The biggest mistake when it comes to "giving women orgasms" is focus on the "how-to" techniques without paying proper attention to the best mind-set and strategies to make her climax. In reality, the strategies are the key to unlocking the power of the techniques. You’ll understand that while the techniques by itself can be effective, the mind-numbing, noisy, wet, toe-curling orgasms lies largely in the strategy you use when applying the techniques. Mindset Your state of mind (and your partners’) can really make or break the chances of her having an orgasm. The Wrong Mindset How do you approach your lover’s orgasms? You probably enter into sex with the mindset and goal of "giving an orgasm." It’s this approach that leads too many guys on a wild goose chase for the "perfect" strokes and techniques. It leaves you blindly seeking out every tip and trick out there, furiously testing them out on your lover. I hate to break it to you, but this is the wrong mindset if you truly want to "give" an orgasm. It sounds contradictory, I know. But it’s true, and here’s why… When you head into the bedroom with the goal of "giving" her an orgasm, you’re setting up expectations in both of your minds. This approach will create pressure on both you and your partner that an orgasm MUST happen. Once you add pressure to have an orgasm, it is virtually guaranteed to add some negative stress and anxiety during your intimate times together. And…as this stress grows, it will actually make it much harder for her to cum. Have you ever seen a football or basketball player "choke up" during a game? The fans, the crowds, the competition build up so much pressure for the athlete to perform well that their focus is diverted from the game and to their anxieties. Ultimately, they wind up screwing up. Too much focus and drive on your part to "give" an orgasm can have the same effect on your partner. Effects of Stress on Your Partner If the stress and pressure get too high, she may be left unsatisfied. And because you have set this "goal" to have an orgasm in a first place, and now that the goal is un-met, both you and your partner will be left feeling disappointed. If this approach is sustained, you may wind up anchoring these feelings of disappointment to your times of physical intimacy - carrying it over into your next sexual encounter, further increasing her "performance anxiety." The Right Mindset Here’s the paradox… If you want to give an orgasm, you have to NOT focus on the orgasm! Instead of focusing on the goal of achieving an orgasm, start focusing your attention on the pleasure of the process. The key is, if you focus on giving pleasure, and making sure she’s feeling good, that orgasm will come (no pun intended.) Communication Not every technique will work on every woman. One woman may prefer one particular stroke or rhythm more than the next woman does. To find out what really makes your woman tick, you’ve got to open the lines of communication. You need to find out what she likes as you’re applying a technique. That way, you can optimize your rhythm, speed, stroke etc. to match what she likes best. Aim for open verbal communication, but if your lover isn’t as brave speaking her mind (especially when you’re face is buried between her thighs) you can opt for more non-verbal communicative methods, such as squeezing hands or body response. Communicating well with your partner can make it much easier to bring her pleasure, and ultimately, more and better orgasms.